• GAP Policy

GAP Policy

Free One-Month GAP Insurance

With every eligible Carzam car you will have the opportunity to register a completely free GAP (Guaranteed Asset Protection) policy, provided by our trusted partners at AutoProtect.

How does it work?

Asset Protection is designed to pay out any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle - whether you paid for your car outright, or with a finance contract.

Benefits of One-Month FREE GAP

  • Get immediate cover for your new car
  • You won’t be left out of pocket if your car is written off or stolen in the first month
  • Easy to register
  • Easy to arrange cover after the 1st month
  • Quick and easy claims process through our trusted partners at AutoProtect
  • AutoProtect is an award-winning insurance provider – and hold a 4.5 ‘Excellent’ rating on TrustPilot

Can I see an example of how GAP insurance works?

For illustrative purposes only - Your car costs you £12,000. After two years it is stolen and recovered. The motor insurer payout is just £8000. GAP will pay you the difference of £4000.

How do I register for my one-month free GAP policy?

After your car is delivered, you will receive a text message inviting you to register for your free one-month GAP policy. When clicking on the link, you will be taken to a simple online portal. This contains all the important information on the policy and a form that shouldn’t take more than a few minutes to complete.

What happens after one-month?

The GAP insurance provider, AutoProtect, will contact you towards the end of your free month to ask you if you would like cover beyond this period. By registering for the free GAP product, you are under no obligation to extend the policy and no payment details are taken at point of registration.

This information is for promotional purposes only. It is not advisory and does not demonstrate the full terms and conditions of the product.

Frequently Asked Questions

  • What’s GAP?

    In the event that your car is written off or stolen and not recovered GAP (Guaranteed Asset Protection) is designed to pay out any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle - whether you paid for your car outright, or with a finance contract.

  • How do I start my one-month GAP policy?

    You will receive a text message following your handover – follow the link to register for your free One-Month GAP cover.

  • Will GAP fully pay off my car if it’s written off or stolen?

    Asset Protection is designed to pay out any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle - whether you paid for your car outright, or with a finance contract.

  • What happens after my one-month GAP policy ends?

    The GAP insurance provider, AutoProtect, will contact you towards the end of your free month to ask you if you would like cover beyond this period. By registering for the free GAP product, you are under no obligation to extend the policy and no payment details are taken at point of registration.